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      logo
      • Product
        • Cincin Kahwin Permata Emas 916
        • Cincin Kahwin Permata Emas 585
        • Cincin Emas 916 Minimal
        • Cutie Charm/Pendant Emas 916
        • Rantai Tangan Emas 916
        • Cincin Perak Lelaki 925
        • 999.9 Gold Bar CERA
        • Subang Permata Emas 916
        • Pendant Permata Emas 916
        • Miscellaneous
        • Service
          • Gold Price
          • Custom Made
          • Exchange Guarantee
          • Trade In & Buy Back Policy
          • Lost or Damaged Parcel
          • Return & Refund Policy
          • FAQ
          • Dealership
          • Affiliate
          • Our Story
          • Contact Us

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          • Atome BNPL T&C

          Atome BNPL T&C

          Terms & Conditions – Atome Buy Now, Pay Later


          Eligibility

          • This Atome Buy Now, Pay Later (BNPL) payment option is available in Malaysia only, for purchases of RM500 and above in a single transaction, subject to change without prior notice. 

          • Customers must have an active Atome account and be approved by Atome Malaysia for installment payment.

          • Atome Scan QR payment is now applicable for gold bar purchases and other items. For detailed step-by-step instructions on how to use Atome Scan QR, please whatsapp chat with customer service for guidance. 

          Payment Status & Checkout Outcome 

          • The total purchase amount will be split into 3 equal payments over 3 months, subject to Atome’s approval and terms.

          • Payment processing, instalment scheduling, and deductions are managed solely by Atome in accordance with Atome’s policies. 

          • CERA Jewels will only proceed with the order upon successful payment confirmation from Atome at checkout. 

          • If payment via Atome is unsuccessful, interrupted, or fails during checkout, the order will not be completed, and customers have to select an alternative payment method such as FPX or credit/debit card to proceed. 

          • CERA Jewels does not manage, monitor, or interfere with customers’ Atome instalment arrangements after successful checkout. 

          Refunds & Exchanges

          • Orders placed using Atome are not eligible for direct cash refunds.

          • Any approved refund (if applicable) will be processed through Atome, following Atome’s refund policy.

          • For product resizing, repair, or exchange, additional charges may apply depending on product type and gold weight differences.

          Order Cancellations

          • Once payment is made through Atome, order cancellations are not allowed unless approved by CERA Jewels management.

          • Approved cancellations will follow Atome’s refund procedures and timelines.

          General Conditions

          • This promotion cannot be combined with other discounts, vouchers, or special payment plans.

          • CERA Jewels reserves the right to modify, suspend, or terminate this offer at any time without prior notice.

          • By choosing Atome at checkout, the customer agrees to be bound by Atome’s Terms of Service and CERA Jewels’ store policies.

          Support

          • For payment-related issues, please contact Atome Customer Service at https://www.atome.my/help.

          • For product-related inquiries, contact CERA Jewels Customer Support via WhatsApp.